By hand
7 payees, 4 people, 3 hours.
Seven payees. Four people. A spreadsheet at month-end.
- People
- 4
- Hands-on time
- 3 hours
- Checks
- Printed and mailed by you
- "Where's my check?"
- 3 weeks of calls
- Month-end
- A weekend
Every settlement payment,
sent for you. Tracked by case.
Settlement payout software for law firms.
Checks printed and mailed with your documents. Secure electronic payments from your firm's own trust and operating accounts.
Case Management Data
+ more
Send + reconcile + automateAccounting Records
xero+ moreWhat a demo looks like
From the settlement check coming in, to every payee paid.
Four steps, from deposit to every check cashed.
Step 1 of 4 · Trust funds by case
See the status of trust funds for each case.
See each case's trust balance and payment status.
Step 4 of 4 · Tracked to cashed
Every check tracked to cashed.
See sent, delivered and cashed in one place.
Check status Cashed
Illustrative. Sample firm, cases, and figures.
A disbursement day
Paying out one settlement, by hand vs. in Disbo.
One settlement, seven payees. By hand, and in Disbo.
In Disbo
1 person queues it, 1 signer approves, 29 min.
One operator queues it. One signer approves it. Nothing is typed twice.
- People
- 2 operator + signer
- Hands-on time
- 29 min
- Checks
- Printed and mailed for you
- "Where's my check?"
- 0 tracked to cashed
- Month-end
- An afternoon
Same settlement, same seven payees. Illustrative.
Payment features
What Disbo does for your team.
Eight things your disbursement team does by hand today. Each one is a card. Open any of them to see the screen your team would use.
Screens from our product design guide. Sample firm, cases, and figures.
Staff time
3 hours before Disbo. 29 minutes after Disbo.
Hands-on time to pay out one seven-payee settlement, from signed statement to every payee paid.
Illustrative, for a typical seven-payee settlement. Your numbers will differ.
Keep your stack
Keep your own systems.
Disbo connects all three.
Your case management, accounting and bank—connected through Disbo.
Case management
Accounting
XeroCSVSpreadsheet import
All live today. Cases and settlement documents come in from your case-management system; status, cleared date, and the check image go back to the case. Deposits, payouts, and case costs post to your accounting system tagged to the case.
Client results
What firms on Disbo report.
Checks a day
One PI firm sends about a hundred checks a day through Disbo. Nobody at the firm prints, stuffs or stamps one.
High-volume PI firmPer disbursement
Signed statement to every payee paid. One operator prepares, one signer releases, and the books are posted when the last payment leaves.
PI firm, previously by handFound in trust
Money one firm didn't know was still sitting in its IOLTA until Disbo laid every case balance and every uncashed check side by side.
PI firm, first reconciliation on DisboAnswered a bar audit
When the bar asked, the firm pulled the per-payment trail and the month-end workbook from Disbo instead of rebuilding a year from bank statements.
PI firm under state bar auditClient-reported results. Firms anonymized; details on request.
Case records
See your payment records in your case-management system.
Your staff keep working in the case system they already use. Your firm's own signer decides what gets released.
- 1. PrepareDisbo queues matter-linked payouts for your staff to review, with each payee and amount.
- 2. ApproveYour firm's signer approves before anything is released.
- 3. PayDisbo sends supported electronic payments or prints and mails checks with your enclosures.
- 4. RecordDisbo returns supported payment records to your existing case system.
See who was paid, the amount and payment status, plus supported check details and documents. The fields, documents and where they appear depend on your connection.
Ramirez v. Northgate FreightElena Ramirez · Westbrook & Vale
Disbo PaymentsFilevine-style custom tab · illustrative example
| Recipient | Status | Amount | Method / check number | Cleared date | Documents |
|---|---|---|---|---|---|
| Elena RamirezClient | Cashed | $100,900.00 | Check 10416 | 10/02/2026 | Check image; signed closing statement enclosed |
| Westbrook & ValeAttorney fee | Sent | $60,000.00 | Electronic payment to operating | Pending | — |
| Westbrook & ValeCase cost reimbursement | Cashed | $4,850.00 | Check 10417 | 09/30/2026 | Check image; signed closing statement enclosed |
| Mercy General HospitalMedical provider | Cashed | $4,800.00 | Check 10412 | 09/29/2026 | Check image; lien letter enclosed |
| Pacific OrthopedicsMedical provider | Delivered | $2,250.00 | Check 10413 | Not yet | Lien letter enclosed |
| Coast Imaging CenterMedical provider | Cashed | $1,200.00 | Check 10414 | 09/30/2026 | Check image; lien letter enclosed |
| Valley Physical TherapyMedical provider | In transit | $1,000.00 | Check 10415 | Not yet | Lien letter enclosed |
| Payment total | $175,000.00 | $5,000.00 remains held in the firm's IOLTA | |||
Clio
Payment status on the matter; check number, cleared date and check image in the matter's documents.
Clio integration →FAQ
Payments, setup and pricing questions.
Payment methods, signer roles, connections and monthly reconciliation (Beta).
Does Disbo hold our clients' money?
No. The money stays in your IOLTA at your bank until your signer releases each payment. Checks are drawn on your IOLTA. Electronic payments pass through our banking partner, Cross River Bank, instantly; they never sit anywhere and never earn interest. Disbo is software, like your bank's bill pay, and it never decides to release a dollar.
Who at the firm can send a payment?
Staff prepare payouts. Only a registered admin or an authorized signer can release them, from a phone, with two-factor on every send. You can require a second approver above any amount you choose. Every step is in the audit log.
Has the bar looked at this?
The flow of funds has been reviewed with the State Bar of California and IOLTA.org. Fees come only from operating, every payout is tied to a case and a payee, and the firm keeps prepare and send as separate roles. Disbo charges nothing to your clients and has no law firm investors.
Do we have to leave our case-management or accounting system?
No. Filevine, Clio, CASEpeer, Litify, Neos and SmartAdvocate are live connections: cases and settlement documents come in, and status, cleared date and the check image go back to the case. QuickBooks Online, Sage, NetSuite and Xero are live too: deposits, payouts and case costs post tagged to the case. Anything else comes in from a spreadsheet during onboarding.
How do payees get paid?
Electronic payment to a bank the payee links themselves through Plaid, with a government ID on file, or a printed check mailed for you with the lien letter and signed statement enclosed. The lienholder gets an email when it goes out, and you see sent, delivered and cashed on every check.
What does it cost?
$4.97 per check, all in, month to month, plus a platform fee by volume. Every plan has the full platform. Per check, all in: the check drawn on your own account, printing, the envelope, the documents enclosed, postage, and USPS tracking to cashed. No check stock, no stamps, no envelopes to buy. Electronic payment: $1.97 per payout, plus $1.80 once per payee to verify their identity and bank through Plaid. Nothing is charged to the payee. ACH settles in 2–3 business days. See pricing →
What does onboarding involve?
An implementation lead on our team sets you up: bank connection, signers and roles, your case-management and accounting connections, and your historical trust balances. The import is part of setup, not a paid add-on.
Is three-way reconciliation live?
It is in beta. Each month Disbo prepares the adjusted bank balance, the trust journal and the client ledgers side by side, itemizes any difference for your review, and exports the report. Your accountant signs off; Disbo does the assembling.
How is our data protected?
Payees link banks through Plaid tokens, so routing and account numbers never live in Disbo. The firm's privileged documents are accessible only to a two-person, US-based support team under NDA. Disbo carries $1M in cyber and e-crime coverage.
Where does the client sign the closing statement?
In your case-management system, the way you do it today, for example Filevine's settlement tab with Vinesign. Disbo picks up the signed document, queues the payees from it, and sends it along with the payment.
How it works
See Disbo in 47 seconds.
A settlement in, every payee paid, the books reconciled. Press play.
Prefer a live one? Book a demo below and we run it on your own case numbers.
Send your next settlement
through Disbo.
Thirty minutes. We'll run a disbursement end to end on your own case numbers and show you what month-end looks like after.
Book a Demo →Every plan has the full platform. Fees are billed to operating, never trust.