One platform.
Priced by volume.
Month to month from $4.97 a check, all in. One platform fee by volume. Every plan has the full platform.
Book a Free DemoSee the plans ↓Priced by payouts a month.
Priced by payouts a month. Every plan has the full platform; the platform fee is set by volume, and the per-check rate comes down on a 12-month term.
| Plan | Payouts a month | Platform fee / month | Per check, month to month | Per check, 12-month term |
|---|---|---|---|---|
| Starter | up to 250 | $49 | $4.97 | $3.67 |
| Advanced | 250 and up | $297 | $4.97 | $3.67 |
| Scale | 1,000 and up | $697 | $4.97 | $3.67 |
| Enterprise 150 | 2,800 and up | $1,997 | 12-month term | $3.47 |
| Enterprise 300 | 6,000 and up | $1,997 | 12-month term | $3.27 |
| Enterprise 600 | 12,000 and up | $2,497 | 12-month term | $3.15 |
| Enterprise 1,000 | 20,000 and up | $2,997 | 12-month term | $3.05 |
Per check, all in: the check drawn on your own account, printing, the envelope, the documents enclosed, postage, and USPS tracking to cashed. No check stock, no stamps, no envelopes to buy.
Electronic payment: $1.97 per payout, plus $1.80 once per payee to verify their identity and bank through Plaid. Nothing is charged to the payee. ACH settles in 2–3 business days.
Month to month has no contract. The 12-month term is optional and lowers the per-check rate. Fees are billed to your operating account, never from trust.
Set up with our team on one call. Typically no setup fee; quoted in advance when the setup needs custom work (several entities, QuickBooks Desktop).
In-office checks $0. Payments made outside Disbo are tracked at no charge. Integrations included on every plan.
What $4.97 pays for.
The payee links their own bank through Plaid, with ID on file. Nobody at the firm types a routing number.
A check printed and mailed for you with the letters enclosed, or an ACH that settles in 2–3 business days.
Mailed, delivered, cashed. Delivered-not-cashed is aged by days outstanding, with reminder and reissue from the row.
The payment, its status and the fee itself post to QuickBooks tagged to the case. Nothing is re-keyed.
Never from trust.
Disbo's fee is drawn from your operating account with each payment, the way bill pay works. Your IOLTA is never debited for a fee.
Does our bank charge us for each ACH?
No. Disbo pulls the payout from your IOLTA the way a subscription would, so the firm initiates nothing at the bank and pays no per-ACH bank fee.
What shows on our bank statement?
A custom descriptor per transaction, for example the recipient name and the case initials, so the statement reads like the ledger.
Can the fee be a case cost?
Every fee posts to the case as an allocated cost in QuickBooks Online. Many firms record it the way they record postage; whether it is passed to the client is your call under your state's rules.
Is there a contract?
Month to month has no contract. The 12-month term is optional and lowers the per-check rate. Fees are billed to your operating account, never from trust.
Do we need a BAA?
Only medical providers on the platform sign one, for HIPAA. Law firms do not need a BAA.
What a month costs by hand, and in Disbo.
By hand, a check costs a firm $27.42: $3.50 to prepare and print, $16.00 of attorney review and signing, $1.75 to key into QuickBooks, $3.50 to match at month-end, $1.17 of “where’s my check” calls, $1.50 of postage, stock and envelope. Move the sliders to your volume.
Payout rates and billing questions.
What do we pay before the first payment goes out?
Set up with our team on one call. Typically no setup fee; quoted in advance when the setup needs custom work (several entities, QuickBooks Desktop).
What counts as a payout?
One payment to one payee: the client, a lienholder, co-counsel, the firm's fee, or a case cost. A settlement with six payees is six payouts. Payments you make outside Disbo are tracked on the case at no charge.
Do checks and ACH cost the same?
No. Month to month is $4.97 per check, all in. Electronic payment: $1.97 per payout, plus $1.80 once per payee to verify their identity and bank through Plaid. Nothing is charged to the payee. ACH settles in 2–3 business days. Checks you print in your own office are $0.
What moves us between plans?
Priced by payouts a month. Every plan has the full platform; the platform fee is set by volume, and the per-check rate comes down on a 12-month term.
Is there a contract?
Month to month has no contract. The 12-month term is optional and lowers the per-check rate. Fees are billed to your operating account, never from trust.
Are integrations included?
Integrations included on every plan. Every plan has the full platform.
Are there other payment costs?
Electronic payment: $1.97 per payout, plus $1.80 once per payee to verify their identity and bank through Plaid. Nothing is charged to the payee. ACH settles in 2–3 business days.
Is there a setup fee?
Set up with our team on one call. Typically no setup fee; quoted in advance when the setup needs custom work (several entities, QuickBooks Desktop).
How is Disbo cheaper than the checkbook?
By hand, a check costs about $27.42 once you count preparing and printing, the attorney's signing time, keying it into QuickBooks, matching it at month-end, the “where’s my check” calls, and postage. In Disbo a check is one line, one approval and $4.97 per check, all in, month to month. The calculator above runs it on your volume.
Send your next settlement
through Disbo.
Thirty minutes. We'll run a disbursement end to end on your own case numbers and quote on your own volume.
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